Find the Right Mortgage From 130+ Lenders
From buy-to-let to high value residential, we search across 130+ lenders to find the right mortgage for your circumstances.
Expert Mortgage Advice, Best Rates
Whether you are looking for a buy-to-let mortgage, a high value residential mortgage, or a commercial lending solution, our independent brokerage searches across 130+ lenders to find the right product for your circumstances.
We specialise in complex cases that high street banks often decline, including portfolio landlords, foreign nationals, and non-standard properties. Our experienced team navigates these challenges daily.
Mortgage Products
Explore our full range of mortgage products, from standard residential to specialist commercial lending.
Buy-to-Let Mortgages
Learn more about our buy-to-let mortgages solutions and how we can help.
Learn morePortfolio Mortgages
Learn more about our portfolio mortgages solutions and how we can help.
Learn moreCommercial Portfolio Mortgages
Learn more about our commercial portfolio mortgages solutions and how we can help.
Learn moreCommercial Mortgages
Learn more about our commercial mortgages solutions and how we can help.
Learn morePrivate Bank Mortgages
Learn more about our private bank mortgages solutions and how we can help.
Learn moreInterest Only Mortgages
Learn more about our interest only mortgages solutions and how we can help.
Learn moreHigh Value Mortgages
Learn more about our high value mortgages solutions and how we can help.
Learn moreRemortgage
Learn more about our remortgage solutions and how we can help.
Learn moreFarm Mortgages
Learn more about our farm mortgages solutions and how we can help.
Learn moreRenovation Mortgages
Learn more about our renovation mortgages solutions and how we can help.
Learn moreSecond Charge Mortgages
Learn more about our second charge mortgages solutions and how we can help.
Learn moreLarge Residential Mortgages (£1M+)
Learn more about our large residential mortgages (£1m+) solutions and how we can help.
Learn moreComplex Income Mortgages
Learn more about our complex income mortgages solutions and how we can help.
Learn moreHigh Net Worth Mortgage Broker London
Learn more about our high net worth mortgage broker london solutions and how we can help.
Learn moreHoliday Let Mortgages
Learn more about our holiday let mortgages solutions and how we can help.
Learn moreMortgage After Missed Payments
Learn more about our mortgage after missed payments solutions and how we can help.
Learn moreSemi-Commercial Mortgages
Learn more about our semi-commercial mortgages solutions and how we can help.
Learn moreExpat Buy-to-Let Mortgages
Learn more about our expat buy-to-let mortgages solutions and how we can help.
Learn moreMortgages FAQ
Learn more about our mortgages faq solutions and how we can help.
Learn more100+ Mortgage Lenders
From high street banks to specialist building societies, we search the whole market to find your best mortgage deal.
Frequently asked questions
What types of UK mortgage can Doulton arrange?
Residential, buy-to-let, portfolio, limited-company BTL, HMO, commercial, semi-commercial, high-value, private bank, expat, interest-only, second-charge and specialist adverse-credit mortgages. We work across the whole of market.
How much can I borrow?
Residential borrowing is typically 4-5.5x income depending on the lender and profile. Buy-to-let lending is sized on rental income against stress-tested interest cover ratios. High-value lending and private bank cases are assessed holistically on wealth and serviceability.
What is the minimum deposit?
Residential mortgages typically need 5-15% deposit. Buy-to-let usually requires 20-25%. Specialist, high-value and expat ranges often require 25-40%. Larger deposits unlock better rates across every product.
Can I get a mortgage with complex income or adverse credit?
Yes. Self-employed, contractor, commission-based, bonus-reliant and multi-currency incomes all have specialist lender homes. Borrowers with recent defaults, CCJs, DMPs or historic bankruptcy can also be placed, with pricing reflecting the risk profile.
How long does a mortgage application take?
Straightforward residential applications reach offer in 2-4 weeks. Specialist, high-value and expat cases typically take 4-8 weeks. Conveyancing and exchange after that is driven by your solicitor's speed.